Is Your Vehicle Eligible for Classic Car Insurance? Find Out Here!
If you own an older or an exotic vehicle, you might be wondering if it qualifies for classic car insurance. At Midwest Professional Insurance, we offer classic car insurance in Kansas. Here’s how you can determine if your vehicle qualifies.
Age or Rarity of the Vehicle
Typically, your vehicle should be at least 25 years old to qualify for classic car insurance, although this requirement may vary from policy to policy.
If your vehicle is identified as a collector or exotic car, this age requirement may not be applicable.
Condition of the Vehicle
To qualify for a classic car insurance policy, the vehicle must be restored or in good condition. If your older vehicle is in poor condition, it is unlikely to qualify.
Mileage Requirements
Specific policies have a limit on the number of miles you can drive your vehicle each year to qualify. Conversely, other policies require that the vehicle is not your primary mode of transportation. This implies that you’ll need at least one other vehicle you drive regularly besides your classic vehicle.
Storage Requirements
Many policies also require specific storage arrangements. You may need to store your vehicle in a garage or under a covered porch. A storage facility is another good option, and it offers additional security to help protect your vehicle.
Types of Qualifying Vehicles
Of course, collectors, antique cars, and trucks qualify for this type of insurance policy. However, they are not the only ones. These also qualify if you have antique farm equipment or a vintage motorcycle. Furthermore, exotic or special interest vehicles, classic military vehicles, and kit cars can also be eligible for a classic car insurance policy.
Secure Your Classic Car Insurance with Midwest Professional Insurance
If you need classic car insurance in Kansas, don’t hesitate to contact us at Midwest Professional Insurance. Our agents are ready to discuss your vehicle and needs and assist you in selecting the best policy for your needs.
