One of the most common questions from customers at Midwest Professional Insurance is "Should I even get boat insurance?". People often avoid purchasing insurance for their watercraft as a cost-cutting measure because they don’t think they will ever have to use it. This often turns out to be a huge mistake instead of a money-saving strategy, leading to more costs. You can prevent the following three situations when you get quality boat insurance in Kansas.
Three Situations You Can Avoid With Proper Boat Insurance
1. Theft
Of course, an insurance policy won’t prevent theft from happening in the first place. It will ensure you are properly compensated if your watercraft is ever stolen. You would be surprised by how many individuals are left in the lurch when their boat gets stolen because they forgot to include that in their insurance quote.
2. Medical Costs
Like a car accident, you may be liable for the other party’s medical bills if you cause a boating accident where they are injured. Accidents happen, even on small private lakes. When an accident happens on the water, it has a higher risk of being dangerous. The last thing you want is to owe a stranger thousands of dollars because they were hurt in a boating accident caused by you.
3. Damage While in Storage
A lot of people mistakenly think their boat is safe when they store it for the winter. This is another mistake. A massive storm could come through, or a fire could happen in the storage facility, leading to huge damage costs to your watercraft. If you have a boat, it must be properly covered while it is in storage, or you could lose a lot of money.
Call Today To Discuss Your Options
If you have purchased a boat or any other type of watercraft in Kansas, contact us at Midwest Professional Insurance for a quote. We will ensure your boat is properly covered, so you can enjoy using it with peace of mind.
