Hurricanes and other storms can be a boat owner’s worst nightmare. At Midwest Professional Insurance, we assist Kansas boat owners with their insurance coverage and offer related guidance.
Here, we’ll take a look at what you need to know about making a claim on your boat insurance following damage due to natural causes.
Boat Insurance: Making a Claim
Reach out to your insurance company right away.
There’s no need to try to mitigate the damage on your own before reaching out to your boat insurance company. As soon as you see damage from natural causes to your boat, you’ll want to reach out to your agency to talk with them about filing a claim. Simply getting more information doesn’t mean that you have to file a claim, and your agent will be able to advise you on smart next steps.
Don’t move your boat.
If your boat has been submerged or may be totaled, talk with your insurance company about the best way to move forward. Don’t sign a contract with a salvaging company before you talk with your insurance agency.
Remove personal items.
If it’s safe to do so, remove personal items from your boat to prevent further damage. If your boat is unsafe to enter, do not attempt to remove your personal items. Report all damage to your personal items to your insurance company.
Searching for the right boat insurance for your needs? We’re here to help.
At Midwest Professional Insurance in Kansas, we’re here to work with you to create the right boating insurance policy for your needs. Reach out to us today or stop by to chat with one of our friendly agents and learn more about our boat insurance policies.
